Are you eligible for the Age Pension? It comes down to four gates — your age, your residency, the income test and the assets test. These worked examples show exactly where people pass and where they fall short.
The four gates to the Age Pension — age, residency, the income test and the assets test — explained through worked examples.
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Australian Age Pension Guide publishes general information about the Centrelink Age Pension. It is not financial, tax or legal advice and does not create a professional relationship. Rates, thresholds and deeming figures are illustrative, reflect the 20 March 2026 figures, and change every 20 March and 20 September — always check the current Services Australia guidance at servicesaustralia.gov.au and seek advice on your own circumstances before acting.