Australian Age Pension Guide

Australian Age Pension Guide

Worked-example guides to the Australian Age Pension — how much you'll actually get, the income and assets tests, and current Centrelink rates.

By Margaret Chen, CFP — an Australian retirement-income specialist. Worked examples use the official 20 March 2026 figures; rates change every 20 March and 20 September.

Browse by topic

How much Age Pension will I get

Worked examples and a live calculator that answer the big question: how much fortnightly Age Pension you'll actually get, by relationship status and home ownership.

Age Pension eligibility

The four gates to the Age Pension — age, residency, the income test and the assets test — explained through worked examples.

Rates + edge cases

The current rates and the rules that trip people up — deeming, the Work Bonus, and the supplements baked into your payment.

All guides

How much Age Pension will I get

Age Pension Calculator: Enter Your Income & Assets, See Your Fortnightly Payment (March 2026 Rates) How Much Age Pension Does a Single Homeowner Get? Worked Example With $400,000 in Super Age Pension for a Couple Who Own Their Home: Worked Example on $600,000 of Assets Renter vs Homeowner Age Pension: Same $500,000, Different Payment (Worked Example) Age Pension Single vs Couple Rates: Why Two Singles Get More Than One Couple (March 2026)

Age Pension eligibility

Am I Eligible for the Age Pension? 4 Worked Examples Through Age, Residency and Both Tests Age Pension Assets Test: How $3 Per $1,000 Reduces Your Payment (Worked Example) Age Pension Income Test: The 50c Taper Explained With a Part-Time Work Example What Age Can I Get the Age Pension in 2026? Birthdate Table and a Claiming Example Centrelink Age Pension Residency Rules: The 10-Year Test With Worked Examples

Rates + edge cases

Age Pension Deeming Rates 2026: How $300,000 in the Bank Is Assessed (Worked Example) Work Bonus and the Age Pension: Earn $600 a Fortnight and Keep More Pension (Worked Example) Pension Supplement and Energy Supplement: What's Inside Your $1,200.90 Fortnightly Pension

Get the free Age Pension checklist

A one-page checklist of the income test, assets test, deeming thresholds and current rates — sent straight to your inbox.

Australian Age Pension Guide publishes general information about the Centrelink Age Pension. It is not financial, tax or legal advice and does not create a professional relationship. Rates, thresholds and deeming figures are illustrative, reflect the 20 March 2026 figures, and change every 20 March and 20 September — always check the current Services Australia guidance at servicesaustralia.gov.au and seek advice on your own circumstances before acting.